New cardholders will receive double the number of points just in time for summer travel

WASHINGTON – Amtrak customers who want to upgrade their travel experience can now apply for the Amtrak Guest Rewards® Preferred Mastercard® and earn 40,000 bonus points. From Wednesday, June 18 to Wednesday, July 30, 2025, new cardholders can take advantage of this limited-time offer — worth over $1,000 in Amtrak travel — during peak summer travel season.

Cardholders will receive their bonus points after application approval and making at least $2,000 in purchases within the first three billing cycles of account opening1. New cardholders can apply at Amtrak.com/Offer by July 30, 2025, to receive this offer.

“Whether you want to spend your summer at the beach, seeing a baseball game, or touring across America, this Limited Time Offer will allow you to earn more on your travels and unlock future trips faster,” said Amtrak Assistant Vice President Loyalty and Customer Engagement Lisa Copeland. “If you’re going to earn and redeem points for travel, you might as well maximize earnings, and that’s why we brought back this great promotion for 40,000 bonus points.”

Joining Amtrak Guest Rewards is free, and upon enrollment, members can immediately start earning points toward Amtrak reward travel and other exciting redemption options. Members earn two points per dollar spent on Amtrak travel, plus a 25% point bonus for Business Class travel and a 50% point bonus for Acela First Class travel. Members can book reward travel to experience Amtrak Across America with popular city pairs available for as few as 400 points. In addition, Amtrak Guest Rewards members with Tier status receive additional point bonuses on travel, as well as benefits to elevate the customer experience, including upgrades, lounge access, and companion coupons.

Additional rewards and benefits of the Amtrak Guest Rewards Preferred Mastercard, which has a $99 annual fee2, include:

Earn 3 points per $1 spent on Amtrak travel, including onboard purchases 1

Earn 2 points per $1 spent on dining and travel, including transit and rideshare 1

Earn 1 point per $1 spent on all other qualifying purchases 1

Round-trip companion coupon upon account opening and card anniversary 1

One-class upgrade upon account opening and card anniversary 1

Station lounge pass upon account opening and card anniversary 1

20% rebate on Amtrak onboard food & beverage purchases in form of statement credit 1

5% point rebate when you redeem points for Amtrak reward travel 1

Earn tier status faster with 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases 1

Points do not expire as long as your account remains open 1

No limit on how many points you can earn as long as your account remains open 1

No foreign transaction fees2

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

1 See the Credit Card Rewards Program Terms and Conditions in the Summary of Credit Terms at time of application for details. Please see the Amtrak Guest Rewards Program terms and conditions at www.amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations on Amtrak Guest Rewards Points.

2 For additional information about the Annual Percentage Rates (APRs) fees, and other costs, see the Summary of Credit Terms provided at time of application. The APR for purchases and balance transfers will be a variable Purchases 27.24%. The APR for cash advances will be a variable 28.74%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $1.75. The Balance Transfer Fee is $10 or 5% of the amount of each transfer, whichever is greater. The Transaction Fee for Cash Advances or for certain “Cash Equivalent Transactions” is the greater of $5 or 5% of the transaction. Rates are accurate as of June 2025.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.