Area Banks Ready to Work With Graduates on Establishing Good Personal Finance Habits

Affinity Plus St. Cloud branch manager Kari Krummel recommends using some money for fun, but not all of it. Cars and homes are just some of the big-ticket items that grads will be responsible for soon. She says young people tend to have a blind spot to online fraud, whereas they are very good about scams trying to be perpetrated over the phone. She warns against carrying balances on a card, and for large purchases like a car or home, she suggests having a parent cosign on the loan so banks and credit unions are more likely to approve the application.

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