Managing finances can be overwhelming, but Artificial Intelligence (AI) can help simplify the process. Recently, author and entrepreneur Adrian Brambila shared a Facebook post revealing how AI helped him fix his financial problems using just seven prompts. By sharing his salary breakdown with ChatGPT and seeking assistance, Mr Brambila created a step-by-step financial plan that streamlined his expenses and cash flow without needing apps, spreadsheets, or professional advisors.

“I TOLD CHATGPT MY INCOME… AND IT REWIRED MY FINANCES. No apps. No spreadsheets. No finance degree. Just 7 prompts — and full control of my money for the first time ever,” he said in the post.

Check out the post here:

Mr Brambila utilised ChatGPT to:

1. Create a zero-based budget, assigning a purpose to every dollar.

2. Allocate his monthly income using the 50/30/20 rule, tailoring it to his lifestyle.

3. Design a simple monthly cash flow tracker for clear visibility of income and expenses.

4. Calculate monthly savings targets aligned with his personal goals.

5. Develop a quick weekly check-in to build habits and maintain momentum.

6. Outline a beginner-friendly, three-step investing strategy.

7. Establish a repeatable monthly system that eliminates tech dependency and financial stress.

What is the 50/30/20 rule?

The 50/30/20 rule is a budgeting guideline that suggests allocating your after-tax income as follows: –

50% to needs: Essential expenses like housing, utilities, groceries, transportation, and insurance. 30% to wants: Non-essential spending such as entertainment, dining out, travel, and hobbies. 20% to savings and debt repayment: Building savings (emergency fund, retirement) and paying off debts beyond minimum payments.

This framework, popularised by Elizabeth Warren and Amelia Warren Tyagi in their book ‘All Your Worth’, aims to balance financial stability with personal enjoyment while prioritising savings and debt reduction.

Earlier, a trader sparked a frenzy online after claiming to have doubled his money in just ten days, purely by taking investment advice from artificial intelligence (AI) models like ChatGPT and Grok. In the post titled ‘Watching ChatGPT Make Me Money While I Chill and Crack a Cold One!’, he explained how he funded $400 into Robinhood two weeks ago to test if ChatGPT could outperform his trading instincts.

After 10 trading days, the original poster (OP) said that he was shocked to see the results. “I’ve made 18 trades, closed out 17, and somehow these AI bros both have a flawless, 100% win rate,” he wrote. The user revealed that while ChatGPT “nailed 13”, Grok “hit 5” and “neither has let me down yet!”