Provident Financial Services (NYSE:PFS) Second Quarter 2025 Results

Key Financial Results

Revenue: US$217.1m (up 131% from 2Q 2024).

Net income: US$72.0m (up from US$11.5m loss in 2Q 2024).

Profit margin: 33% (up from net loss in 2Q 2024). The move to profitability was driven by higher revenue.

EPS: US$0.55 (up from US$0.11 loss in 2Q 2024).

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NYSE:PFS Earnings and Revenue Growth July 26th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

Provident Financial Services EPS Beats Expectations

Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 11%.

Looking ahead, revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company’s shares are up 2.2% from a week ago.

Risk Analysis

Don’t forget that there may still be risks. For instance, we’ve identified 1 warning sign for Provident Financial Services that you should be aware of.

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