What to Expect From Synchrony Financial’s Q2 2025 Earnings Report
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Board of the Pension Protection Fund Invests $736,000 in Synchrony Financial (NYSE:SYF)
Board of the Pension Protection Fund purchased a new position in Synchrony Financial (NYSE:SYF – Free Report) during the 1st quarter. The institutional investor purchased 13,900 shares of the financial services provider’s stock, valued at approximately $736,000. Several other institutional investors and hedge funds have also added to or reduced their stakes in SYF. The company also recently announced a quarterly dividend, which was paid on Thursday, May 15th. This represents a $1.20 dividend on an annualized basis and a yield of 1.80%. The ex-dividend date of this dividend was Monday, May 5th. The stock has a market cap of $25.43 billion, a PE ratio of 9.16, a PEG ratio of 0.68 and a beta of1.44. The firm has a 50-day simple moving average of $58.37 and a two-hundred day simple movingAverage of $59.38. Syn Chrony Financial has a 52-week low of $40.55 and a52-week high of $70.93.
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Several other institutional investors and hedge funds have also added to or reduced their stakes in SYF. Norges Bank bought a new position in Synchrony Financial in the fourth quarter worth approximately $347,903,000. Sachem Head Capital Management LP bought a new position in Synchrony Financial in the fourth quarter worth approximately $142,838,000. Price T Rowe Associates Inc. MD boosted its holdings in Synchrony Financial by 340.9% in the fourth quarter. Price T Rowe Associates Inc. MD now owns 2,512,340 shares of the financial services provider’s stock worth $163,303,000 after acquiring an additional 1,942,573 shares in the last quarter. Azora Capital LP boosted its holdings in Synchrony Financial by 700.5% in the fourth quarter. Azora Capital LP now owns 2,107,839 shares of the financial services provider’s stock worth $137,010,000 after acquiring an additional 1,844,509 shares in the last quarter. Finally, Nuveen Asset Management LLC boosted its holdings in Synchrony Financial by 169.0% in the fourth quarter. Nuveen Asset Management LLC now owns 2,356,862 shares of the financial services provider’s stock worth $153,196,000 after acquiring an additional 1,480,702 shares in the last quarter. Institutional investors own 96.48% of the company’s stock.
Synchrony Financial Stock Performance
Shares of SYF traded up $0.61 on Monday, reaching $66.80. 3,572,697 shares of the company’s stock traded hands, compared to its average volume of 3,881,789. The company has a current ratio of 1.25, a quick ratio of 1.25 and a debt-to-equity ratio of 1.11. The stock has a market cap of $25.43 billion, a PE ratio of 9.16, a PEG ratio of 0.68 and a beta of 1.44. The stock’s 50 day simple moving average is $58.37 and its two-hundred day simple moving average is $59.38. Synchrony Financial has a 52-week low of $40.55 and a 52-week high of $70.93.
Synchrony Financial (NYSE:SYF – Get Free Report) last issued its quarterly earnings results on Tuesday, April 22nd. The financial services provider reported $1.89 EPS for the quarter, beating analysts’ consensus estimates of $1.63 by $0.26. Synchrony Financial had a return on equity of 19.68% and a net margin of 13.00%. The company had revenue of $3.72 billion during the quarter, compared to the consensus estimate of $3.80 billion. On average, analysts forecast that Synchrony Financial will post 7.67 earnings per share for the current fiscal year.
Synchrony Financial Increases Dividend
The company also recently announced a quarterly dividend, which was paid on Thursday, May 15th. Shareholders of record on Monday, May 5th were given a $0.30 dividend. This is an increase from Synchrony Financial’s previous quarterly dividend of $0.25. This represents a $1.20 dividend on an annualized basis and a yield of 1.80%. The ex-dividend date of this dividend was Monday, May 5th. Synchrony Financial’s dividend payout ratio (DPR) is currently 16.46%.
Insiders Place Their Bets
In other Synchrony Financial news, insider Curtis Howse sold 11,380 shares of the firm’s stock in a transaction on Tuesday, June 24th. The stock was sold at an average price of $65.00, for a total value of $739,700.00. Following the completion of the sale, the insider directly owned 108,062 shares of the company’s stock, valued at $7,024,030. This trade represents a 9.53% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available through this link. Also, insider Jonathan S. Mothner sold 40,639 shares of the firm’s stock in a transaction on Monday, May 19th. The stock was sold at an average price of $60.07, for a total value of $2,441,184.73. Following the completion of the sale, the insider directly owned 146,628 shares of the company’s stock, valued at $8,807,943.96. This represents a 21.70% decrease in their ownership of the stock. The disclosure for this sale can be found here. Company insiders own 0.33% of the company’s stock.
Wall Street Analysts Forecast Growth
Several research analysts have issued reports on the company. Cfra Research upgraded Synchrony Financial to a “hold” rating in a report on Tuesday, April 22nd. Truist Financial increased their price objective on Synchrony Financial from $63.00 to $68.00 and gave the stock a “hold” rating in a research note on Friday, June 13th. Wall Street Zen raised Synchrony Financial from a “hold” rating to a “buy” rating in a research note on Tuesday, May 20th. Evercore ISI lowered their price objective on Synchrony Financial from $64.00 to $56.00 and set an “outperform” rating for the company in a research note on Wednesday, April 23rd. Finally, JPMorgan Chase & Co. lowered their price objective on Synchrony Financial from $76.00 to $50.00 and set an “overweight” rating for the company in a research note on Tuesday, April 8th. Eight investment analysts have rated the stock with a hold rating and twelve have assigned a buy rating to the stock. According to MarketBeat, the company currently has a consensus rating of “Moderate Buy” and an average target price of $64.78.
Read Our Latest Report on SYF
Synchrony Financial Profile
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.
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Seaport Res Ptn Issues Optimistic Outlook for SYF Earnings
Synchrony Financial (NYSE:SYF – Get Free Report) – Seaport Res Ptn boosted their Q2 2025 earnings per share (EPS) estimates for Synchrony Financial in a research note issued on Tuesday, June 24th. The analyst now anticipates that the financial services provider will earn $1.69 per share for the quarter, up from their prior forecast of $ 1.57. The consensus estimate for Syn Chron’s current full-year earnings is $7.67 per share. Syn Chron has a 12-month low of $40.55 and a 12 month high of $70.93. The stock has a market capitalization of $24.74 billion, a P/E ratio of 8.91 and a beta of 1.44. The firm’S 50-day moving average is $57.25 and its two-hundred day movingAverage is $59.54. The company has a debt-to-equity ratio of1.11, a current ratio of 1,25 and a quick ratio of 2.25.
Synchrony Financial (NYSE:SYF – Free Report) – Seaport Res Ptn boosted their Q2 2025 earnings per share (EPS) estimates for Synchrony Financial in a research note issued on Tuesday, June 24th. Seaport Res Ptn analyst W. Ryan now anticipates that the financial services provider will earn $1.69 per share for the quarter, up from their prior forecast of $1.57. The consensus estimate for Synchrony Financial’s current full-year earnings is $7.67 per share. Seaport Res Ptn also issued estimates for Synchrony Financial’s Q3 2025 earnings at $2.09 EPS, Q4 2025 earnings at $1.83 EPS, FY2025 earnings at $7.50 EPS and FY2026 earnings at $8.40 EPS.
SYF has been the topic of a number of other research reports. Morgan Stanley reaffirmed an “equal weight” rating and issued a $44.00 price objective (down previously from $82.00) on shares of Synchrony Financial in a report on Monday, April 7th. Wells Fargo & Company dropped their price objective on Synchrony Financial from $70.00 to $65.00 and set an “overweight” rating on the stock in a report on Wednesday, April 23rd. Truist Financial increased their price objective on Synchrony Financial from $63.00 to $68.00 and gave the stock a “hold” rating in a research report on Friday, June 13th. Evercore ISI reduced their target price on Synchrony Financial from $64.00 to $56.00 and set an “outperform” rating for the company in a report on Wednesday, April 23rd. Finally, JPMorgan Chase & Co. lowered their price target on shares of Synchrony Financial from $76.00 to $50.00 and set an “overweight” rating on the stock in a research note on Tuesday, April 8th. Eight research analysts have rated the stock with a hold rating, thirteen have given a buy rating and one has assigned a strong buy rating to the company’s stock. According to data from MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and an average price target of $64.78.
Synchrony Financial Trading Up 0.4%
NYSE SYF opened at $64.99 on Wednesday. The firm’s 50-day moving average is $57.25 and its two-hundred day moving average is $59.54. The company has a debt-to-equity ratio of 1.11, a current ratio of 1.25 and a quick ratio of 1.25. Synchrony Financial has a 12 month low of $40.55 and a 12 month high of $70.93. The stock has a market capitalization of $24.74 billion, a P/E ratio of 8.91, a PEG ratio of 0.68 and a beta of 1.44.
Synchrony Financial (NYSE:SYF – Get Free Report) last posted its quarterly earnings results on Tuesday, April 22nd. The financial services provider reported $1.89 EPS for the quarter, beating the consensus estimate of $1.63 by $0.26. The company had revenue of $3.72 billion for the quarter, compared to analyst estimates of $3.80 billion. Synchrony Financial had a net margin of 13.00% and a return on equity of 19.68%.
Institutional Investors Weigh In On Synchrony Financial
Institutional investors and hedge funds have recently bought and sold shares of the business. TCTC Holdings LLC bought a new stake in Synchrony Financial in the fourth quarter valued at about $27,000. Zions Bancorporation National Association UT acquired a new position in shares of Synchrony Financial in the 1st quarter worth approximately $30,000. Geneos Wealth Management Inc. lifted its position in shares of Synchrony Financial by 337.0% during the 1st quarter. Geneos Wealth Management Inc. now owns 590 shares of the financial services provider’s stock worth $31,000 after buying an additional 455 shares during the period. MAI Capital Management boosted its stake in Synchrony Financial by 36.3% in the 1st quarter. MAI Capital Management now owns 627 shares of the financial services provider’s stock valued at $33,000 after buying an additional 167 shares in the last quarter. Finally, Headlands Technologies LLC acquired a new stake in Synchrony Financial in the 1st quarter valued at $34,000. Institutional investors own 96.48% of the company’s stock.
Insider Buying and Selling at Synchrony Financial
In other news, insider Jonathan S. Mothner sold 40,639 shares of the business’s stock in a transaction that occurred on Monday, May 19th. The stock was sold at an average price of $60.07, for a total transaction of $2,441,184.73. Following the sale, the insider now directly owns 146,628 shares in the company, valued at approximately $8,807,943.96. The trade was a 21.70% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through the SEC website. Corporate insiders own 0.32% of the company’s stock.
Synchrony Financial Increases Dividend
The company also recently declared a quarterly dividend, which was paid on Thursday, May 15th. Stockholders of record on Monday, May 5th were issued a dividend of $0.30 per share. This represents a $1.20 annualized dividend and a dividend yield of 1.85%. This is a positive change from Synchrony Financial’s previous quarterly dividend of $0.25. The ex-dividend date was Monday, May 5th. Synchrony Financial’s payout ratio is currently 16.46%.
About Synchrony Financial
(Get Free Report)
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.
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Synchrony Sets Q2 2025 Earnings Release Date for July 22
Synchrony plans to report its second quarter 2025 results on Tuesday, July 22, 2025. The earnings release and presentation materials are scheduled to be released and posted to the Investor Relations section of the Company’s website. A conference call to discuss Synchrony’s results will be held at 8:00 a.m. Eastern Time on that day. The live audio webcast and replay can be accessed through the same website under Events and Presentations.
About Synchrony
Synchrony (NYSE: SYF) is a leading consumer financing company at the heart of American commerce and opportunity. From health to home, auto to retail, our Synchrony products have been serving the needs of people and businesses for nearly 100 years. We provide responsible access to credit and banking products to support healthier financial lives for tens of millions of people, enabling them to access the things that matter to them. Additionally, through our innovative products and experiences, we support the growth and operations of some of the country’s most respected brands, as well as more than 400,000 small and midsize businesses and health and wellness providers that Americans rely on. Synchrony is proud to be ranked as the country’s #2 Best Company to Work For® by Fortune magazine and Great Place to Work®. For more information, visit www.synchrony.com.
Contacts
Investor Relations:
Kathryn Miller
(203) 585-6291
kathryn.miller@syf.com
View original content:https://www.prnewswire.com/news-releases/synchrony-to-announce-second-quarter-2025-financial-results-on-july-22-2025-302488454.html
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Q2 EPS Forecast for Synchrony Financial Boosted by Analyst
Synchrony Financial (NYSE:SYF) expected to post earnings of $1.69 for the quarter. Seaport Res Ptn also issued estimates for Synchrony Financial’s Q3 2025 earnings at $2.09 EPS, Q4 2025 Earnings at $ 1.83 EPS, FY2025 Earnings At $7.50 EPS and FY2026 EarningsAt $8.40 EPS. SYF has been the subject of a number of other reports. JPMorgan Chase & Co. dropped their price objective on shares of SynchronY Financial from $76.00 to $50.00 and set an “overweight” rating for the company in a research note on Tuesday, April 8th. Truist Financial lifted their price target on shares. of Syn Chrony Financial from. $63.000 to $68.00. The stock has a consensus rating of “Moderate Buy” and an average target price of $64.78. The company has a market cap of $25.20 billion, a P/E ratio of 9.08 and a beta of 1.44.
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Synchrony Financial (NYSE:SYF – Get Free Report) last posted its earnings results on Tuesday, April 22nd. The financial services provider reported $1.89 earnings per share for the quarter, beating the consensus estimate of $1.63 by $0.26. Synchrony Financial had a net margin of 13.00% and a return on equity of 19.68%. The company had revenue of $3.72 billion during the quarter, compared to analysts’ expectations of $3.80 billion.
SYF has been the subject of a number of other reports. Morgan Stanley reissued an “equal weight” rating and issued a $44.00 price objective (down from $82.00) on shares of Synchrony Financial in a research note on Monday, April 7th. JPMorgan Chase & Co. dropped their price objective on shares of Synchrony Financial from $76.00 to $50.00 and set an “overweight” rating for the company in a research note on Tuesday, April 8th. Wells Fargo & Company dropped their price objective on shares of Synchrony Financial from $70.00 to $65.00 and set an “overweight” rating for the company in a research note on Wednesday, April 23rd. Cfra Research raised shares of Synchrony Financial to a “hold” rating in a research note on Tuesday, April 22nd. Finally, Truist Financial lifted their price target on shares of Synchrony Financial from $63.00 to $68.00 and gave the stock a “hold” rating in a research note on Friday, June 13th. Eight investment analysts have rated the stock with a hold rating, thirteen have assigned a buy rating and one has assigned a strong buy rating to the company’s stock. According to MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and an average target price of $64.78.
View Our Latest Analysis on Synchrony Financial
Synchrony Financial Price Performance
Shares of NYSE:SYF traded up $0.37 on Wednesday, reaching $66.20. The company’s stock had a trading volume of 3,960,706 shares, compared to its average volume of 3,902,637. Synchrony Financial has a 52-week low of $40.55 and a 52-week high of $70.93. The company has a market cap of $25.20 billion, a P/E ratio of 9.08, a PEG ratio of 0.68 and a beta of 1.44. The company has a 50-day simple moving average of $57.98 and a 200 day simple moving average of $59.52. The company has a debt-to-equity ratio of 1.11, a quick ratio of 1.25 and a current ratio of 1.25.
Institutional Investors Weigh In On Synchrony Financial
Several large investors have recently modified their holdings of SYF. Truist Financial Corp lifted its position in Synchrony Financial by 10.4% during the fourth quarter. Truist Financial Corp now owns 19,353 shares of the financial services provider’s stock valued at $1,258,000 after acquiring an additional 1,817 shares during the last quarter. Atria Wealth Solutions Inc. purchased a new stake in Synchrony Financial during the fourth quarter valued at approximately $208,000. Horizon Advisory Services Inc. purchased a new stake in Synchrony Financial during the fourth quarter valued at approximately $352,000. Todd Asset Management LLC lifted its position in Synchrony Financial by 5.6% during the fourth quarter. Todd Asset Management LLC now owns 464,695 shares of the financial services provider’s stock valued at $30,205,000 after acquiring an additional 24,499 shares during the last quarter. Finally, Los Angeles Capital Management LLC lifted its position in Synchrony Financial by 16.8% during the fourth quarter. Los Angeles Capital Management LLC now owns 1,943,817 shares of the financial services provider’s stock valued at $126,348,000 after acquiring an additional 279,517 shares during the last quarter. Institutional investors own 96.48% of the company’s stock.
Insider Activity
In other news, insider Jonathan S. Mothner sold 40,639 shares of the business’s stock in a transaction dated Monday, May 19th. The shares were sold at an average price of $60.07, for a total value of $2,441,184.73. Following the completion of the sale, the insider now owns 146,628 shares in the company, valued at approximately $8,807,943.96. The trade was a 21.70% decrease in their position. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, insider Curtis Howse sold 11,380 shares of the business’s stock in a transaction dated Tuesday, June 24th. The shares were sold at an average price of $65.00, for a total transaction of $739,700.00. Following the completion of the sale, the insider now owns 108,062 shares of the company’s stock, valued at approximately $7,024,030. This represents a 9.53% decrease in their position. The disclosure for this sale can be found here. Company insiders own 0.32% of the company’s stock.
Synchrony Financial Increases Dividend
The business also recently disclosed a quarterly dividend, which was paid on Thursday, May 15th. Shareholders of record on Monday, May 5th were given a $0.30 dividend. This represents a $1.20 annualized dividend and a yield of 1.81%. This is a boost from Synchrony Financial’s previous quarterly dividend of $0.25. The ex-dividend date was Monday, May 5th. Synchrony Financial’s payout ratio is 16.46%.
About Synchrony Financial
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.
Further Reading
Before you consider Synchrony Financial, you’ll want to hear this.
MarketBeat keeps track of Wall Street’s top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on… and Synchrony Financial wasn’t on the list.
While Synchrony Financial currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys.
View The Five Stocks Here