Mutual of America Capital Management LLC acquired a new stake in shares of Flagstar Financial, Inc. (NYSE:FLG – Free Report) in the first quarter, according to the company in its most recent 13F filing with the Securities & Exchange Commission. The fund acquired 155,965 shares of the company’s stock, valued at approximately $1,814,000.

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A number of other institutional investors have also recently bought and sold shares of the company. KLP Kapitalforvaltning AS bought a new position in Flagstar Financial in the first quarter valued at approximately $712,000. AE Wealth Management LLC bought a new position in Flagstar Financial in the first quarter valued at approximately $216,000. Princeton Capital Management LLC bought a new position in Flagstar Financial in the first quarter valued at approximately $128,000. Cetera Investment Advisers bought a new position in Flagstar Financial in the first quarter valued at approximately $885,000. Finally, Neo Ivy Capital Management bought a new position in Flagstar Financial in the first quarter valued at approximately $2,103,000. Institutional investors and hedge funds own 67.88% of the company’s stock.

Wall Street Analysts Forecast Growth

A number of brokerages have weighed in on FLG. DA Davidson reaffirmed a “buy” rating and issued a $14.50 price target on shares of Flagstar Financial in a research note on Thursday, June 26th. Jefferies Financial Group began coverage on shares of Flagstar Financial in a research report on Wednesday, May 21st. They issued a “buy” rating and a $15.00 price objective on the stock. Citigroup boosted their price objective on shares of Flagstar Financial from $15.00 to $15.50 and gave the stock a “buy” rating in a research report on Thursday, May 15th. Stephens reissued an “equal weight” rating and issued a $12.50 price objective on shares of Flagstar Financial in a research report on Thursday, June 12th. Finally, Wall Street Zen lowered shares of Flagstar Financial from a “hold” rating to a “sell” rating in a research report on Thursday, May 22nd. One research analyst has rated the stock with a sell rating, five have issued a hold rating and four have given a buy rating to the company’s stock. According to data from MarketBeat.com, Flagstar Financial has a consensus rating of “Hold” and an average target price of $13.22.

Check Out Our Latest Stock Report on Flagstar Financial

Flagstar Financial Stock Down 1.8%

FLG traded down $0.22 during trading on Thursday, reaching $12.22. 3,286,707 shares of the stock were exchanged, compared to its average volume of 6,321,224. The stock has a market cap of $5.07 billion, a P/E ratio of -4.70 and a beta of 1.10. The stock’s 50 day moving average price is $11.52 and its two-hundred day moving average price is $11.35. Flagstar Financial, Inc. has a twelve month low of $8.56 and a twelve month high of $13.35. The company has a debt-to-equity ratio of 1.85, a quick ratio of 1.06 and a current ratio of 1.06.

Flagstar Financial (NYSE:FLG – Get Free Report) last issued its quarterly earnings data on Friday, April 25th. The company reported ($0.23) earnings per share for the quarter, beating the consensus estimate of ($0.26) by $0.03. The company had revenue of $490.00 million for the quarter, compared to analyst estimates of $511.00 million. Flagstar Financial had a negative net margin of 14.21% and a negative return on equity of 9.68%. The firm’s revenue was down 22.6% compared to the same quarter last year. Equities analysts expect that Flagstar Financial, Inc. will post -0.31 EPS for the current year.

Flagstar Financial Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Tuesday, June 17th. Stockholders of record on Saturday, June 7th were issued a dividend of $0.01 per share. This represents a $0.04 dividend on an annualized basis and a dividend yield of 0.33%. The ex-dividend date of this dividend was Friday, June 6th. Flagstar Financial’s dividend payout ratio is presently -1.54%.

Flagstar Financial Profile

Flagstar Financial, Inc operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company’s deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit.

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What Happened?

Shares of regional banking company Flagstar Financial (NYSE: FLG) fell 6.4% in the afternoon session after the company reported disappointing second-quarter results and lowered its full-year guidance.

The regional bank cut its forecast for full-year 2025 net interest income and now expected a wider adjusted loss per share than previously guided. This outlook revision followed a second quarter where both earnings and revenue missed Wall Street’s expectations. Flagstar’s adjusted loss of $0.14 per share was slightly worse than the consensus estimate, while its revenue of $496 million represented a 26% decline from the previous year. Digging deeper into the report, the bank’s net interest income dropped 25% year-over-year, and total deposits decreased by $4.2 billion from the prior quarter, signaling ongoing business pressures.

The stock market overreacts to news, and big price drops can present good opportunities to buy high-quality stocks. Is now the time to buy Flagstar Financial? Access our full analysis report here, it’s free.

What Is The Market Telling Us

Flagstar Financial’s shares are very volatile and have had 28 moves greater than 5% over the last year. In that context, today’s move indicates the market considers this news meaningful but not something that would fundamentally change its perception of the business.

Flagstar Financial is up 21.7% since the beginning of the year, but at $11.25 per share, it is still trading 14.9% below its 52-week high of $13.22 from February 2025. Investors who bought $1,000 worth of Flagstar Financial’s shares 5 years ago would now be looking at an investment worth $368.21.

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Flagstar Financial (NYSE:FLG – Get Free Report) will likely be issuing its Q2 2025 quarterly earnings data before the market opens on Thursday, July 24th. Analysts expect the company to announce earnings of ($0.12) per share and revenue of $524.33 million for the quarter.

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Flagstar Financial (NYSE:FLG – Get Free Report) last announced its earnings results on Friday, April 25th. The company reported ($0.23) earnings per share for the quarter, topping the consensus estimate of ($0.26) by $0.03. Flagstar Financial had a negative net margin of 14.21% and a negative return on equity of 9.68%. The firm had revenue of $490.00 million for the quarter, compared to the consensus estimate of $511.00 million. The firm’s revenue was down 22.6% on a year-over-year basis. On average, analysts expect Flagstar Financial to post $0 EPS for the current fiscal year and $1 EPS for the next fiscal year.

Flagstar Financial Price Performance

Shares of FLG opened at $11.16 on Thursday. Flagstar Financial has a fifty-two week low of $8.56 and a fifty-two week high of $13.35. The firm’s 50 day moving average price is $11.55 and its 200 day moving average price is $11.26. The company has a market cap of $4.63 billion, a P/E ratio of -4.29 and a beta of 1.10. The company has a quick ratio of 1.06, a current ratio of 1.06 and a debt-to-equity ratio of 1.85.

Flagstar Financial Announces Dividend

Institutional Inflows and Outflows

The firm also recently announced a quarterly dividend, which was paid on Tuesday, June 17th. Investors of record on Saturday, June 7th were paid a dividend of $0.01 per share. This represents a $0.04 annualized dividend and a yield of 0.36%. The ex-dividend date of this dividend was Friday, June 6th. Flagstar Financial’s payout ratio is currently -1.54%.

Large investors have recently modified their holdings of the stock. Goldman Sachs Group Inc. acquired a new position in shares of Flagstar Financial in the 1st quarter valued at $21,022,000. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC acquired a new position in shares of Flagstar Financial in the 1st quarter valued at $7,630,000. AQR Capital Management LLC acquired a new position in shares of Flagstar Financial in the 1st quarter valued at $2,039,000. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. acquired a new position in shares of Flagstar Financial in the 1st quarter valued at $1,754,000. Finally, Empowered Funds LLC acquired a new position in shares of Flagstar Financial in the 1st quarter valued at $516,000. Institutional investors and hedge funds own 67.88% of the company’s stock.

Analyst Ratings Changes

Several brokerages recently weighed in on FLG. Citigroup upped their target price on shares of Flagstar Financial from $15.00 to $15.50 and gave the stock a “buy” rating in a research note on Thursday, May 15th. Stephens reissued an “equal weight” rating and issued a $12.50 price objective on shares of Flagstar Financial in a research report on Thursday, June 12th. DA Davidson reissued a “buy” rating and issued a $14.50 price objective on shares of Flagstar Financial in a research report on Thursday, June 26th. JPMorgan Chase & Co. dropped their price objective on shares of Flagstar Financial from $13.00 to $12.00 and set a “neutral” rating on the stock in a research report on Tuesday, July 1st. Finally, Wall Street Zen downgraded shares of Flagstar Financial from a “hold” rating to a “sell” rating in a research report on Thursday, May 22nd. One research analyst has rated the stock with a sell rating, five have assigned a hold rating and four have given a buy rating to the stock. Based on data from MarketBeat.com, Flagstar Financial has an average rating of “Hold” and a consensus price target of $13.22.

Get Our Latest Analysis on FLG

Flagstar Financial Company Profile

(Get Free Report)

Flagstar Financial, Inc operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company’s deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit.

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